Cosmetic Product Liability Insurance

Cosmetic product liability insurance is a customised type of product liability tailored for the cosmetic industry. Since cosmetics are often some of the most personal products purchased and used by individuals which could cause bodily harm if there is an adverse reaction causing bodily harm.

Related Products:  Property & Business Interruption , Marine Cargo , Employers Liability , Product Recall Insurance

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    Navigating cosmetic product insurance can be complex. Specialist insurance provided by ADF Insurance covers those unique risks, something a generic product liability policy may not fully cover and provides a cost-effective solution that aligns with your business activities. 

    Related Products

    The evolving cosmetic landscape demands our flexibility to provide bespoke comprehensive insurance solutions that match the dynamic needs of a diverse range of businesses in the cosmetic sector, from startups to multinationals.

    The key underwriting considerations are;

    • What type of cosmetic products are they and for what purpose are they designed. Are they certified?
    • Do the products contain any substances that may cause harm or are irregular in some way?
    • Where are they manufactured and under what standards.
    • Are the products sold directly to consumers or businesses. Are they administered by the user or a professional?

    ADF insurance can arrange insurance that provides protection across all different type of cosmetics including but not limited to:

    • Decorative products including – primers, concealers, blushers & eyeshadows etc
    • Skincare products
    • Hair care products
    • Cosmetic devices – LED products, botox and dermal fillers etc

    Its not just product liability insurance we can arrange but also other types of insurance you may need including:

    • Property & business interruption
    • Marine transit insurance
    • Employers Liability
    • Product recall

    Further Information

    Frequently Asked Questions

    What is cosmetic product liability insurance?


    Why use a tailored policy?


    Why do you need a broker?


    The types of businesses we can work with

    Do you have any further questions?

    We're here to help. Call us to speak with one of our experienced advisors:

    01902 424 054

    Alternatively you can email us on enquiries@adfinsurance.co.uk or request a free, no obligation insurance review.

    Our office policies were approaching time for renewal and Andrew was very keen to see if he could help the practice to obtain the very best policies for the most favourable premiums.

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