The evolving cosmetic landscape demands our flexibility to provide bespoke comprehensive insurance solutions that match the dynamic needs of a diverse range of businesses in the cosmetic sector, from startups to multinationals.
The key underwriting considerations are;
- What type of cosmetic products are they and for what purpose are they designed. Are they certified?
- Do the products contain any substances that may cause harm or are irregular in some way?
- Where are they manufactured and under what standards.
- Are the products sold directly to consumers or businesses. Are they administered by the user or a professional?
ADF insurance can arrange insurance that provides protection across all different type of cosmetics including but not limited to:
- Decorative products including – primers, concealers, blushers & eyeshadows etc
- Skincare products
- Hair care products
- Cosmetic devices – LED products, botox and dermal fillers etc
Its not just product liability insurance we can arrange but also other types of insurance you may need including:
- Property & business interruption
- Marine transit insurance
- Employers Liability
- Product recall